Privacy Policy
This application collects some personal data from its users.
Data Controller and owner:
Biz Loans 4U Limited, registered at 48 – 52 Penny Ln, Liverpool L18 1DG
Contact Email: info@bizloans4u.co.uk
Contact Number: 0800 368 7474
Types of data collected:
Among the types of personal data that this application collects, by itself or through third parties, there are: Cookies, usage data, first name, last name, phone number and email address. Complete details on each type of personal data collected are provided in the dedicated sections of this privacy policy or by specific explanation texts displayed prior to the data collection. The personal data may be freely provided by the user or, in the case of usage data, collected automatically when using this application. All data requested by this application is mandatory and failure to provide this data may make it impossible for this application to provide its services. In cases where this application specifically states that some data is not mandatory, users are free not to communicate this data without any consequences on the availability or the functioning of the service. Users who are uncertain about which personal data is mandatory are welcome to contact the owner. Any use of Cookies – or of other tracking tools – by this application or by the owners of third party services used by this application serves the purpose of providing the service required by the user, in addition to any other purposes described in the present document and in the Cookie Policy, if available. Users are responsible for any third party personal data obtained, published or shared through this application and confirm that they have the third party’s consent to provide the data to the owner.
Mode and place of processing the data:
Methods of processing:
The Data Controller processes the data of users in a proper manner and shall take appropriate security measures to prevent unauthorised access, disclosure, modification, or unauthorised destruction of the data. The data processing is carried out using computers and/or IT enabled tools, following organisational procedures and modes strictly related to the purposes indicated. In addition to the Data Controller, in some cases, the data may be accessible to certain types of persons in charge, involved with the operation of the site (administration, sales, marketing, legal, system administration) or external parties (such as third party technical service providers, mail carriers, hosting providers, IT companies, communications agencies) appointed, if necessary, as Data Processors by the owner. The updated list of these parties may be requested from the Data Controller at any time.
Place:
The data is processed at the Data Controller’s operating offices and in any other places where the parties involved with the processing are located. For further information, please contact the Data Controller.
Retention time:
The data is kept for the time necessary to provide the service requested by the user, or stated by the purposes outlined in this document, and the user can always request that the Data Controller suspend or remove the data.
The use of the collected data:
The data concerning the user is collected to allow the owner to provide its services, as well as for the following purposes: Analytics, contacting the user and traffic optimisation and distribution. The personal data used for each purpose is outlined in the specific sections of this document.
Detailed information on the processing of personal data:
Personal data is collected for the following purposes and using the following services:
Analytics:
The services contained in this section enable the owner to monitor and analyse web traffic and can be used to keep track of user behaviour.
Google Analytics (Google Inc.):
Google Analytics is a web analysis service provided by Google Inc. (“Google”). Google utilises the data collected to track and examine the use of this application, to prepare reports on its activities and share them with other Google services. Google may use the data collected to contextualise and personalise the ads of its own advertising network. Personal Data collected: Cookies and Usage Data. Place of processing: US
Contacting the user:
Contact Form (this Application):
By filling in the contact form with their data, the user authorises this application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the form’s header. Personal data collected: email address, first name, last name and phone number.
Mailing List or Newsletter (this Application):
By registering on the mailing list or for the newsletter, the user’s email address will be added to the contact list of those who may receive email messages containing information of commercial or promotional nature concerning this application. Your email address might also be added to this list as a result of signing up to this application or after making a purchase. Personal Data collected: email address.
Traffic Optimisation and Distribution:
This type of service allows this application to distribute their content using servers located across different countries and to optimise their performance. Which personal data are processed depends on the characteristics and the way these services are implemented. Their function is to filter communications between this application and the user’s browser. Considering the widespread distribution of this system, it is difficult to determine the locations to which the contents that may contain Personal Information User are transferred.
CloudFlare (Cloudflare):
CloudFlare is a traffic optimisation and distribution service provided by CloudFlare Inc. The way CloudFlare is integrated means that it filters all the traffic through this application, i.e., communication between this application and the user’s browser, while also allowing analytical data from this application to be collected. Personal Data collected: Cookies and various types of data as specified in the privacy policy of the service. Place of processing: US
WiFi usage at the Railway (Wireless Social):
Free WiFi is available and GDPR compliance is achieved via a double opt-in to marketing material for guests. More information on GDPR compliance with Wireless Social, Terms and Conditions and the Privacy Policy can be viewed within the links below:
Wireless Social – GDPR Compliance
Wireless Social – Terms and Conditions
Wireless Social – Privacy Policy
Additional Information about Data Collection and Processing:
Legal Action:
The user’s personal data may be used for legal purposes by the Data Controller, in court or in the stages leading to possible legal action arising from improper use of this application or the related services. The user declares to be aware that the Data Controller may be required to reveal personal data upon request of public authorities.
Additional Information About User’s Personal Data:
In addition to the information contained in this privacy policy, this application may provide the user with additional and contextual information concerning particular services or the collection and processing of personal data upon request.
System Logs and Maintenance:
For operation and maintenance purposes, this application and any third party services may collect files that record interaction with this application (system logs) or use for this purpose other Personal Data (such as IP address).
Information Not Contained in This Policy:
More details concerning the collection or processing of personal data may be requested from the Data Controller at any time. Please see the contact information at the beginning of this document.
The Rights of Users:
Users have the right, at any time, to know whether their personal data has been stored and can consult the Data Controller to learn about their contents and origin, to verify their accuracy or to ask for them to be supplemented, cancelled, updated or corrected, or for their transformation into anonymous format or to block any data held in violation of the law, as well as to oppose their treatment for any and all legitimate reasons. Requests should be sent to the Data Controller at the contact information set out above. This application does not support “Do Not Track” requests. To determine whether any of the third party services it uses honor the “Do Not Track” requests, please read their privacy policies.
Changes to This Privacy Policy:
The Data Controller reserves the right to make changes to this privacy policy at any time by giving notice to its users on this page. It is strongly recommended to check this page often, referring to the date of the last modification listed at the bottom. If a user objects to any of the changes to the policy, the user must cease using this application and can request that the Data Controller remove the personal data. Unless stated otherwise, the then-current privacy policy applies to all personal data the Data Controller has about users.
Information About This Privacy Policy:
The Data Controller is responsible for this privacy policy.
Definitions and Legal References:
Personal Data (or Data):
Any information regarding a natural person, a legal person, an institution or an association, which is, or can be, identified, even indirectly, by reference to any other information, including a personal identification number.
Usage Data:
Information collected automatically from this application (or third party services employed in this application), which can include: the IP addresses or domain names of the computers utilised by the users who use this Application, the URI addresses (Uniform Resource Identifier), the time of the request, the method utilised to submit the request to the server, the size of the file received in response, the numerical code indicating the status of the server’s answer (successful outcome, error, etc.), the country of origin, the features of the browser and the operating system utilised by the User, the various time details per visit (e.g., the time spent on each page within the application) and the details about the path followed within the application with special reference to the sequence of pages visited, and other parameters about the device operating system and/or the User’s IT environment.
User:
The individual using this application, which must coincide with or be authorised by the Data Subject, to whom the personal data refers.
Data Subject:
The legal or natural person to whom the personal data refers.
Data Processor (or Data Supervisor):
The natural person, legal person, public administration or any other body, association or organisation authorised by the Data Controller to process the personal data in compliance with this privacy policy.
Data Controller (or Owner):
The natural person, legal person, public administration or any other body, association or organisation with the right, also jointly with another Data Controller, to make decisions regarding the purposes, and the methods of processing of personal data and the means used, including the security measures concerning the operation and use of this application. The Data Controller, unless otherwise specified, is the owner of this application.
This Application:
The hardware or software tool by which the personal data of the user is collected.
Cookies:
Small piece of data stored in the user’s device.
Legal information:
Notice to European Users: this privacy statement has been prepared in fulfillment of the obligations under Art. 10 of EC Directive n. 95/46/EC, and under the provisions of Directive 2002/58/EC, as revised by Directive 2009/136/EC, on the subject of Cookies. This privacy policy relates solely to this Application.
